Repayment Calculator

Student Loan Repayment Calculator

Are you on the best repayment plan?

Find Out Now

Free, Secure, Unparalleled.

Student Loan Repayment Calculator on iPad

The Latest From Our Blog

Popular Topics

The Ultimate Guide to Student Loan Repayment

Designed for the 44M Americans with student loans, this presentation provides a comprehensive overview of student loan repayment options from pausing payments to income-driven repayment plans and refinancing. It also demonstrates how to objectively evaluate different repayment options and gives tips on how to think about repayment in the context of other financial objectives and decisions.

Girl looking at map

The Ultimate Guide to Student Loan Refinancing

About $300B of outstanding student loans (or roughly 25% of all outstanding student loans in repayment) are estimated to qualify for refinancing at lower interest rates. Yet, only 2-3% of that balance was actually refinanced last year. Given that refinancing is the only way to reduce interest rates, why is it that so few people actually […]

The Student Loan Crisis–How Did We Get Here? Part I: The Purpose of Universities

If you don’t know by now, the student debt crisis is indeed real. More than 44 million Americans hold student loan debt, with over 71% of the most recent graduating class having an average educational debt of $39K. Over 63% of millennials with at least a 4-year degree have student loan debt of $10K or […]

Placing Coin in Jar with Stem Growing

Invest or pay down debt? Here’s what should be your top 8 financial priorities

If you’re like most people, you have more ideas about what to do with your money than the amount of money, itself. So, you have to prioritize. Should you save, pay down debt, or invest? Here’s what we suggest for most people. Priority 1: Pay the minimum on all your bills and debts Pay the […]

People Trying to Figure out Answer

Refinance Quiz


Forgiveness After Income-Driven Repayment Plans

In this article we review the various forgiveness after income-driven repayment plans that are available.


Teacher Loan Forgiveness

In this article we discuss forgiveness under the Teacher Loan Forgiveness Program.


Federal Perkins Loan Cancellation And Discharge

In this article we review cancellation and discharge for Federal Perkins Loans.


Public Service Loan Forgiveness (PSLF)

In this article we discuss the Public Service Loan Forgiveness program.


How To Get Out Of Default

In this article we discuss the two options available for getting out of default; loan rehabilitation and loan consolidation.

Student Debt

Non Income-Driven Repayment Plans

In this article we take a look at the four principle non-income driven repayment plans for federal student loans. We examine each plan in turn and weigh up their pros and cons.

Income-Driven Repayment Plans

In this article we review each of the income-driven repayment plans for federal student loans and explain their pros and cons as well as the application process.

  • Benjamin Franklin

    An investment in knowledge pays the best interest.

    Benjamin Franklin
  • Pablo Picasso

    Action is the foundational key to all success.

    Pablo Picasso
  • Abraham Lincoln

    Let no feeling of discouragement prey upon you, and in the end you are sure to succeed.

    Abraham Lincoln