How To Avoid Defaulting On Your Student Debt

In this article we go through the various steps you can take to avoid defaulting on your student loans.

Overview Of Federal Student Loan Forgiveness Programs

In a series of articles we discuss what types of loan forgiveness programs are out there, how they work as well as what the eligibility requirements and application processes are for each.

Thinking About Loans

Understanding Student Loan Consolidation vs. Refinancing

In this article we breakdown the key differences between loan consolidation and refinancing. We discuss scenarios when you would want to consolidate versus refinance and vice versa.

Amtrak Overview

Amtrak Guest Rewards Program Overview

Overview The Amtrak Guest Rewards program rewards the railroad’s travelers with very, very valuable points. These points are best kept within the Amtrak universe, and membership to one of the railroad’s top three tiers of membership (Select, Select Plus, and Select Executive) boosts this value even more significantly, as those members earn bonus points for […]

Allegiant Overview

Allegiant Air myAllegiant Rewards Program Overview

Overview Allegiant Air’s myAllegiant is an unusual rewards program in that you cannot earn points by flying and the airline has no elite status; rather, points are earned for spend on Allegiant co-branded credit cards and can be redeemed for airfare and vacation packages. Basically, your earning a free flight has nothing to do with […]

Norwegian Rewards Program Overview

Overview Norwegian Cruise Line’s Latitudes Rewards Program includes 6 tiers of membership, with membership based on the number of nights you have cruised with the line. Passengers earn an additional 1 point per night for booking in full-fare suites or The Haven, as well as through Latitudes Rewards Insider Offers. Members of the program can also be […]

Bass Pro Outdoor Rewards Program Overview

Overview For most outdoor enthusiasts, Bass Pro’s Outdoor Rewards is an appealing program, as cardholders earn 2, 3, or 5 points per dollar spent at Bass Pro Shops (depending on your card). These points can be redeemed exclusively for Bass Pro purchases, which does narrow the program’s utility somewhat. Points can be redeemed in increments […]

Plenti Rewards Program Overview

Overview American Express’s Plenti loyalty program offers rewards across several merchant and retail partners, including Exxon/Mobil, Hulu, AT&T, Rite Aid, Macy’s, Expedia, and more. The program enables Plenti cardholders to redeem points at many of the retailers where you can earn them (i.e. through both regular purchases and special offers that you can activate before […]

MyCruise Rewards Program Overview

Overview Royal Caribbean’s MyCruise Rewards Program enables cruisers to redeem points for up to 1 cent apiece, mostly through cruise credits in the form of rebates, excursions, gift shop purchases, drinks, and more. You can also redeem points for donations, also at a value of 1 cent apiece. Members can redeem a maximum of 540k […]

American Express Blue Sky Rewards Program Overview

Overview American Express’s Blue Sky program is fairly simple – its points can be redeemed for between 0.7-1.33 cents apiece via statement credits. What exactly are the points worth? Blue Sky points are worth anywhere from 0.7 to 1.33 cents apiece and can be redeemed in increments of 3,500 (for $25), 6,500 (for $50), or […]

British Airways (Avios) Reward Program Overview

Overview British Airways’ oneworld Alliance renders the Executive Club (whose currency is Avios points) program very attractive for frequent travelers, as the points are both valuable and valid currency for flights with American Airlines, Finnair, Japan Airlines, etc. The program comprises four tiers of membership: Blue: no mileage bonus, but some basic perks Bronze: 25% […]

Asiana Airlines Rewards Program Overview

Overview Asiana Airlines is one of the two major Korean airlines and a member of the Star Alliance. Its loyalty program, Asiana Club, is well-respected in the industry and offers good value on award flights. Moreover, it is relatively easy to earn miles, both through Asiana and other members of the Star Alliance. Finally, the […]

  • Benjamin Franklin

    An investment in knowledge pays the best interest.

    Benjamin Franklin
  • Pablo Picasso

    Action is the foundational key to all success.

    Pablo Picasso
  • Abraham Lincoln

    Let no feeling of discouragement prey upon you, and in the end you are sure to succeed.

    Abraham Lincoln