• Will opening credit cards hurt my credit score?

    This is one of the most common misconceptions about credit cards. Although new credit inquiries can negatively impact your credit score, the effect is generally small and temporary. On the other hand, a new credit card increases your available credit, which makes what you owe as a portion of your total credit seem smaller. This helps your credit! In addition, payments made towards your new credit card help build your payment history, which is the single most important factor in your credit score. In general, most people who open new credit cards and use them responsibly actually see improvements, not impairments, to their credit score.

  • Is MaxRewards free?

    Yes! MaxRewards is completely free.

  • What platforms is MaxRewards available for?

    MaxRewards is available for iOS and Android.

  • Why am I being recommended to close certain cards?

    You may have cards that have an annual fee that isn’t offset by rewards. Therefore, we recommend you consider closing these cards. However, due note that closing cards could hurt your credit. Only you can decide if a potential hit on your credit is worth avoiding an annual fee.

  • What cards are supported?

    All personal cards from American Express, Bank of America, Barclays, Chase, Citi, and Discover are currently supported. Business cards from American Express are also supported. We expect to add support for personal cards from Capital One, Wells Fargo, Synchrony, and US Bank in the near future.

  • Why can’t I find MaxRewards on the Apple App Store or Google Play Store?

    MaxRewards is currently in beta, so it is unavailable on the App Store or Play Store. Please request an invite to download the app.

  • How can I support MaxRewards?

    Thank you! Please share our website on social media