Credit Card Database

To find the best set of credit cards, use the Rewards Maximizer.

Card NameAnnual FeeBase RewardsSpecial RewardsSignup Bonus2-Year Reward2-Year Reward (USD)

Starbucks Rewards™ Visa®

Apply Securely

$49.00
0 Stars Cash Bac
No Special Rewards
4,500 Stars Cash Bacs after spending $500.00 within 3 months of opening your card
$-98.00
$-98.00

Hilton Honors Ascend

Apply Securely

$95.00
3 Hilton Honors Points
No Special Rewards
100,000 Hilton Honors Points after spending $2,000.00 within 3 months of opening your card
372,800 Points
$-190.00

Cash Magnet™

Apply Securely

$0.00
1.5% Cash Back
No Special Rewards
$150.00 after spending $1,000.00 within 3 months of opening your card
$1,014.00
$1,014.00

American Airlines AAdvantage MileUp℠

Apply Securely

$0.00
1 AAdvantage® Mile
No Special Rewards
10,000 AAdvantage® Miles after spending $500.00 within 3 months of opening your card
77,600 Miles
$1,014.00

Bank of America® Premium Rewards®

Apply Securely

$95.00
2 BoA Points
Dining
2 BoA Points
Travel
2 BoA Points
50,000 BoA Points after spending $3,000.00 within 3 months of opening your card
198,400 Points
$1,294.00

Blue Delta SkyMiles®

Apply Securely

$0.00
1 Skymiles Mile
Dining
2 Skymiles Miles
Travel
2 Skymiles Miles
10,000 Skymiles Miles after spending $500.00 within 3 months of opening your card
101,600 Miles
$0.00

Uber Visa

Apply Securely

$0.00
1.0% Cash Back
Dining
4.0% Cash Back
Travel
3.0% Cash Back
Online Purchases
2.0% Cash Back
$100.00 after spending $500.00 within 3 months of opening your card
$1,300.00
$1,300.00

United℠ TravelBank

Apply Securely

$0.00
0 MileagePlus Cash Bac
No Special Rewards
150 MileagePlus Cash Bacs after spending $1,000.00 within 3 months of opening your card
$0.00
$0.00

Discover it® Student Cash Back

Apply Securely

$0.00
1.0% Cash Back
Dining
5.0% Cash Back
Up to $1,500.00 for 3 months
No Signup Bonus
$840.00
$840.00

Discover it® Chrome for Students

Apply Securely

$0.00
1.0% Cash Back
No Signup Bonus
$614.00
$614.00

Southwest Rapid Rewards® Premier

Apply Securely

$99.00
1 Southwest Point
Travel
2 Southwest Points
40,000 Southwest Points after spending $1,000.00 within 3 months of opening your card
147,200 Points
$1,410.00

Discover it® Secured

Apply Securely

$0.00
1.0% Cash Back
No Signup Bonus
$614.00
$614.00

Discover it® Miles

Apply Securely

$0.00
2 Miles Discoves
No Special Rewards
No Signup Bonus
86,400 Discover
$0.00

NHL® Discover it®

Apply Securely

$0.00
1.0% Cash Back
Dining
5.0% Cash Back
Up to $1,500.00 for 3 months
No Signup Bonus
$840.00
$840.00

Discover it® Chrome Gas & Restaurants

Apply Securely

$0.00
1.0% Cash Back
No Signup Bonus
$614.00
$614.00

Discover it® Cash Back

Apply Securely

$0.00
1.0% Cash Back
Dining
5.0% Cash Back
Up to $1,500.00 for 3 months
No Signup Bonus
$840.00
$840.00

Secured MasterCard®

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

Journey® Student Rewards

Apply Securely

$0.00
1.3% Cash Back
No Special Rewards
No Signup Bonus
$720.00
$720.00

Platinum

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

QuicksilverOne® Rewards

Apply Securely

$39.00
1.5% Cash Back
No Special Rewards
No Signup Bonus
$786.00
$786.00

Savor® Dining Rewards

Apply Securely

$0.00
1.0% Cash Back
Dining
3.0% Cash Back
Grocery
2.0% Cash Back
$150.00 after spending $500.00 within 3 months of opening your card
$1,086.00
$1,086.00

VentureOne® Rewards

Apply Securely

$0.00
1 Capital One Miles
No Special Rewards
20,000 Capital One Miles after spending $1,000.00 within 3 months of opening your card
112,000 Miles
$920.00

Quicksilver® Rewards

Apply Securely

$0.00
1.5% Cash Back
No Special Rewards
$150.00 after spending $500.00 within 3 months of opening your card
$1,014.00
$1,014.00

Venture® Rewards

Apply Securely

$95.00
First Year: $0.00
2 Capital One Miles
No Special Rewards
50,000 Capital One Miles after spending $3,000.00 within 3 months of opening your card
215,200 Miles
$1,557.00

Citi® Secured Mastercard®

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

AT&T Access

Apply Securely

$0.00
1 ThankYou® Point
Online Retail
2 ThankYou® Points
Travel
2 ThankYou® Points
Telecommunications
2 ThankYou® Points
No Signup Bonus
67,200 Points
$672.00

Costco Anywhere Visa®

Apply Securely

$0.00
1.0% Cash Back
Gas
4.0% Cash Back
Up to $7,000.00
Dining
3.0% Cash Back
Travel
3.0% Cash Back
Costco Purchases
2.0% Cash Back
No Signup Bonus
$1,272.00
$1,272.00

EXPEDIA®+ VOYAGER

Apply Securely

$95.00
1 Expedia+ Point
Expedia Purchases
4 Expedia+ Points
Dining
2 Expedia+ Points
Entertainment
2 Expedia+ Points
No Signup Bonus
72,000 Points
$314.00

EXPEDIA®+

Apply Securely

$0.00
1 Expedia+ Point
Expedia Purchases
3 Expedia+ Points
No Signup Bonus
57,600 Points
$403.20

Citi® Diamond Preferred®

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

Citi ThankYou® Preferred for College Students

Apply Securely

$0.00
1 ThankYou® Point
Dining
2 ThankYou® Points
Entertainment
2 ThankYou® Points
No Signup Bonus
72,000 Points
$720.00

Citi Prestige®

Apply Securely

$450.00
1 ThankYou® Point
Travel
3 ThankYou® Points
Dining
2 ThankYou® Points
Entertainment
2 ThankYou® Points
No Signup Bonus
91,200 Points
$12.00

Citi ThankYou® Premier

Apply Securely

$95.00
First Year: $0.00
1 ThankYou® Point
Travel
3 ThankYou® Points
Dining
2 ThankYou® Points
Entertainment
2 ThankYou® Points
60,000 ThankYou® Points after spending $4,000.00 within 3 months of opening your card
211,200 Points
$1,417.00

Citi ThankYou® Preferred

Apply Securely

$0.00
1 ThankYou® Point
Dining
2 ThankYou® Points
Entertainment
2 ThankYou® Points
No Signup Bonus
72,000 Points
$720.00

Citi® / AAdvantage® Executive World Elite™ Mastercard®

Apply Securely

$450.00
1 AAdvantage® Mile
Travel
2 AAdvantage® Miles
75,000 AAdvantage® Miles after spending $7,500.00 within 3 months of opening your card
67,200 Miles
$108.00

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Apply Securely

$99.00
First Year: $0.00
1 AAdvantage® Mile
Travel
2 AAdvantage® Miles
50,000 AAdvantage® Miles after spending $2,500.00 within 3 months of opening your card
167,200 Miles
$1,659.00

Citi® Double Cash

Apply Securely

$0.00
2.0% Cash Back
No Special Rewards
No Signup Bonus
$1,152.00
$1,152.00

Citi Simplicity®

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

BankAmericard® for Students

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

Bank of America® Travel Rewards for Students

Apply Securely

$0.00
2 BoA Points
No Special Rewards
25,000 BoA Points after spending $1,000.00 within 3 months of opening your card
136,400 Points
$1,114.00

Bank of America® Cash Rewards for Students

Apply Securely

$0.00
1.0% Cash Back
$200.00 after spending $500.00 within 3 months of opening your card
$830.00
$830.00

BankAmericard® Secured

Apply Securely

$39.00
None
No Special Rewards
No Signup Bonus
$-78.00
$-78.00

Celebrity Cruises

Apply Securely

$69.00
1 MyCruise Point
Royal Caribbean Purchases
2 MyCruise Points
Celebrity Cruises Purchases
2 MyCruise Points
Azamara Club Purchases
2 MyCruise Points
10,000 MyCruise Points
77,600 Points
$-138.00

Asiana Visa Signature®

Apply Securely

$99.00
1 MileagePlus Mile
Asiana Airline Purchases
3 MileagePlus Miles
Gas
2 MileagePlus Miles
Grocery
2 MileagePlus Miles
30,000 MileagePlus Miles after spending $3,000.00 within 3 months of opening your card
132,000 Miles
$-198.00

Virgin Atlantic

Apply Securely

$90.00
2 Flying Club Miles
Virgin Atlantic Purchases
3 Flying Club Miles
20,000 Flying Club Miles
126,400 Miles
$-180.00

Royal Caribbean®

Apply Securely

$0.00
1 MyCruise Point
Royal Caribbean Purchases
2 MyCruise Points
Celebrity Cruises Purchases
2 MyCruise Points
Azamara Club Purchases
2 MyCruise Points
10,000 MyCruise Points
77,600 Points
$0.00

Norwegian Cruise Line®

Apply Securely

$0.00
1 WorldPoints Point
Norwegian Purchases
3 WorldPoints Points
10,000 WorldPoints Points
77,600 Points
$0.00

Amtrak Guest Rewards® World MasterCard®

Apply Securely

$79.00
1 Amtrak Point
Amtrak Products
3 Amtrak Points
Travel
2 Amtrak Points
20,000 Amtrak Points after spending $1,000.00 within 3 months of opening your card
107,200 Points
$2,283.60

Allegiant World MasterCard®

Apply Securely

$59.00
1 myAllegiant Point
Travel
3 myAllegiant Points
Dining
2 myAllegiant Points
15,000 myAllegiant Points after spending $1,000.00 within 3 months of opening your card
121,200 Points
$-118.00

Spirit Airlines™

Apply Securely

$59.00
First Year: $0.00
2 Spirit Miles
Travel
2 Spirit Miles
15,000 Spirit Miles
145,200 Miles
$592.00

Alaska Airlines Visa®

Apply Securely

$75.00
3 Mileage Plan Miles
Travel
3 Mileage Plan Miles
30,000 Mileage Plan Miles after spending $1,000.00 within 3 months of opening your card
232,800 Miles
$-150.00

U.S. Pride®

Apply Securely

$0.00
1.0% Cash Back
$200.00 after spending $500.00 within 3 months of opening your card
$830.00
$830.00

World Wildlife Fund

Apply Securely

$0.00
1.0% Cash Back
$200.00 after spending $500.00 within 3 months of opening your card
$830.00
$830.00

MLB®

Apply Securely

$0.00
1.0% Cash Back
$200.00 after spending $500.00 within 3 months of opening your card
$830.00
$830.00

Susan G. Komen® Cash Rewards Visa®

Apply Securely

$0.00
1.0% Cash Back
$200.00 after spending $500.00 within 3 months of opening your card
$830.00
$830.00

BankAmericard®

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

Bank of America® Travel Rewards

Apply Securely

$0.00
2 BoA Points
No Special Rewards
25,000 BoA Points after spending $1,000.00 within 3 months of opening your card
136,400 Points
$1,114.00

Bank of America® Cash Rewards

Apply Securely

$0.00
1.0% Cash Back
$200.00 after spending $500.00 within 3 months of opening your card
$830.00
$830.00

Blue

Apply Securely

$0.00
1 Membership Rewards Point
No Special Rewards
No Signup Bonus
57,600 Points
$0.00

Hilton Honors Aspire

Apply Securely

$450.00
3 Hilton Honors Points
Hotels
500 Hilton Honors Points
Dining
6 Hilton Honors Points
Grocery
6 Hilton Honors Points
Gas
6 Hilton Honors Points
100,000 Hilton Honors Points after spending $4,000.00 within 3 months of opening your card
459,200 Points
$-900.00

Hilton Honors

Apply Securely

$0.00
3 Hilton Honors Points
Hotels
7 Hilton Honors Points
Dining
5 Hilton Honors Points
Grocery
5 Hilton Honors Points
Gas
5 Hilton Honors Points
50,000 Hilton Honors Points after spending $1,000.00 within 3 months of opening your card
330,400 Points
$0.00

Delta Reserve®

Apply Securely

$450.00
1 Skymiles Mile
Travel
2 Skymiles Miles
40,000 Skymiles Miles after spending $3,000.00 within 3 months of opening your card
147,200 Miles
$-900.00

Platinum Delta SkyMiles®

Apply Securely

$195.00
1 Skymiles Mile
Travel
2 Skymiles Miles
70,000 Skymiles Miles after spending $3,000.00 within 3 months of opening your card
207,200 Miles
$-390.00

Amex Everyday® Preferred

Apply Securely

$95.00
1 Membership Rewards Point
Grocery
3 Membership Rewards Points
Up to 6,000 Membership Rewards Points
Gas
2 Membership Rewards Points
Amextravel.com
2 Membership Rewards Points
15,000 Membership Rewards Points after spending $1,000.00 within 3 months of opening your card
109,200 Points
$-190.00

American Express® Green

Apply Securely

$95.00
First Year: $0.00
1 Membership Rewards Point
Amextravel.com
2 Membership Rewards Points
No Signup Bonus
57,600 Points
$-95.00

Gold Delta SkyMiles®

Apply Securely

$95.00
First Year: $0.00
1 Skymiles Mile
Travel
2 Skymiles Miles
60,000 Skymiles Miles after spending $3,000.00 within 4 months of opening your card
187,200 Miles
$-95.00

Starwood Preferred Guest®

Apply Securely

$95.00
First Year: $0.00
1 Starwood Point
Hotels
2 Starwood Points
75,000 Starwood Points after spending $3,000.00 within 3 months of opening your card
207,600 Points
$3,087.40

Blue Cash Preferred®

Apply Securely

$95.00
1.0% Cash Back
Grocery
6.0% Cash Back
Up to $6,000.00
Gas
3.0% Cash Back
Department Stores
3.0% Cash Back
$200.00 after spending $1,000.00 within 3 months of opening your card
$1,090.00
$1,090.00

The Platinum

Apply Securely

$5,508,224.00
1 Membership Rewards Point
Travel
5 Membership Rewards Points
Amextravel.com
5 Membership Rewards Points
60,000 Membership Rewards Points after spending $5,000.00 within 3 months of opening your card
216,000 Points
$-11,016,448.00

Premier Rewards Gold

Apply Securely

$195.00
First Year: $0.00
1 Membership Rewards Point
Travel
3 Membership Rewards Points
Dining
2 Membership Rewards Points
Gas
2 Membership Rewards Points
Grocery
2 Membership Rewards Points
25,000 Membership Rewards Points after spending $2,000.00 within 3 months of opening your card
155,600 Points
$-195.00

Amex Everyday®

Apply Securely

$0.00
1 Membership Rewards Point
Grocery
2 Membership Rewards Points
Up to 6,000 Membership Rewards Points
10,000 Membership Rewards Points after spending $1,000.00 within 3 months of opening your card
84,800 Points
$0.00

Blue Cash Everyday®

Apply Securely

$0.00
1.0% Cash Back
Grocery
3.0% Cash Back
Up to $6,000.00
Gas
2.0% Cash Back
Department Stores
2.0% Cash Back
$150.00 after spending $1,000.00 within 3 months of opening your card
$942.00
$942.00

AARP®

Apply Securely

$0.00
1 AARP Point
Dining
0 AARP Point
Gas
0 AARP Point
10,000 AARP Points after spending $500.00 within 3 months of opening your card
56,648 Points
$0.00

Amazon Rewards Visa Signature

Apply Securely

$0.00
1.0% Cash Back
Amazon Prime
5.0% Cash Back
Amazon.com
3.0% Cash Back
Dining
2.0% Cash Back
Gas
2.0% Cash Back
Drugstores
2.0% Cash Back
$50.00
$842.00
$842.00

The World of Hyatt

Apply Securely

$95.00
0 Hyatt Cash Bac
Hyatt Products
3 Hyatt Cash Bacs
Dining
2 Hyatt Cash Bacs
Travel
2 Hyatt Cash Bacs
40,000 Hyatt Cash Bacs after spending $3,000.00 within 3 months of opening your card
$1,753.39
$1,753.39

IHG® Rewards Club Premier

Apply Securely

$89.00
1 IHG Point
Ihg Products
5 IHG Points
Gas
2 IHG Points
Grocery
2 IHG Points
Dining
2 IHG Points
80,000 IHG Points after spending $2,000.00 within 3 months of opening your card
246,400 Points
$986.80

The Ritz-Carlton Rewards®

Apply Securely

$450.00
1 Ritz-Carlton Point
Hotels
5 Ritz-Carlton Points
Dining
2 Ritz-Carlton Points
Travel
2 Ritz-Carlton Points
No Signup Bonus
81,600 Points
$-84.00

Disney® Visa®

Apply Securely

$0.00
1.0% Cash Back
Disney Merch
10.0% Cash Back
$50.00
$626.00
$626.00

Disney® Premier Visa®

Apply Securely

$49.00
1.0% Cash Back
Gas
2.0% Cash Back
Grocery
2.0% Cash Back
Restaurant
2.0% Cash Back
Disney Merch
10.0% Cash Back
$200.00 after spending $500.00 within 3 months of opening your card
$822.00
$822.00

Marriott Rewards® Premier Plus

Apply Securely

$95.00
1 Marriott Point
Hotels
5 Marriott Points
Dining
2 Marriott Points
Travel
2 Marriott Points
75,000 Marriott Points after spending $3,000.00 within 3 months of opening your card
231,600 Points
$906.20

British Airways Visa Signature®

Apply Securely

$95.00
0 Avios Cash Bac
British Airways
3 Avios Cash Bacs
50,000 Avios Cash Bacs after spending $3,000.00 within 3 months of opening your card
$568.64
$568.64

United MileagePlus® Club

Apply Securely

$450.00
2 MileagePlus Miles
Travel
2 MileagePlus Miles
50,000 MileagePlus Miles after spending $3,000.00 within 3 months of opening your card
191,200 Miles
$-900.00

United℠ Explorer

Apply Securely

$95.00
First Year: $0.00
1 MileagePlus Mile
Travel
2 MileagePlus Miles
40,000 MileagePlus Miles after spending $2,000.00 within 3 months of opening your card
147,200 Miles
$-95.00

Southwest Rapid Rewards® Plus

Apply Securely

$69.00
1 Southwest Point
Travel
2 Southwest Points
40,000 Southwest Points after spending $1,000.00 within 3 months of opening your card
147,200 Points
$1,470.00

Chase Sapphire Reserve®

Apply Securely

$450.00
1 Ultimate Rewards Point
Travel
3 Ultimate Rewards Points
Dining
3 Ultimate Rewards Points
50,000 Ultimate Rewards Points after spending $4,000.00 within 3 months of opening your card
205,600 Points
$2,212.00

Chase Sapphire Preferred®

Apply Securely

$95.00
First Year: $0.00
1 Ultimate Rewards Point
Travel
2 Ultimate Rewards Points
Dining
2 Ultimate Rewards Points
50,000 Ultimate Rewards Points after spending $4,000.00 within 3 months of opening your card
181,600 Points
$2,537.00

Chase Slate®

Apply Securely

$0.00
1 Ultimate Rewards Point
No Special Rewards
No Signup Bonus
57,600 Points
$1,152.00

Chase Freedom®

Apply Securely

$0.00
1 Ultimate Rewards Point
Gas
5 Ultimate Rewards Points
Up to 1,500 Ultimate Rewards Points for 3 months
Lyft
5 Ultimate Rewards Points for 3 months
Walgreens
5 Ultimate Rewards Points for 3 months
15,000 Ultimate Rewards Points after spending $500.00 within 3 months of opening your card
123,600 Points
$2,172.00

Chase Freedom Unlimited®

Apply Securely

$0.00
2 Ultimate Rewards Points
No Special Rewards
15,000 Ultimate Rewards Points after spending $500.00 within 3 months of opening your card
116,400 Points
$2,028.00
  • Benjamin Franklin

    An investment in knowledge pays the best interest.

    Benjamin Franklin
  • Pablo Picasso

    Action is the foundational key to all success.

    Pablo Picasso
  • Abraham Lincoln

    Let no feeling of discouragement prey upon you, and in the end you are sure to succeed.

    Abraham Lincoln

Estimated Monthly Spend

Categories:

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: