Credit Card Database

To find the best set of credit cards, use the Rewards Maximizer.

Card NameAnnual FeeBase RewardsSpecial RewardsSignup Bonus2-Year Reward2-Year Reward (USD)

Savor℠

Apply Securely

$0.00
1.0% Cash Back
Dining
3.0% Cash Back
Grocery
2.0% Cash Back
$150.00 after spending $500.00 within 3 months of opening your card
$1,086.00
$1,086.00

Bank of America® Premium Rewards®

Apply Securely

$95.00
2 BoA Points
Dining
2 BoA Points
Travel
2 BoA Points
50,000 BoA Points after spending $3,000.00 within 3 months of opening your card
198,400 Points
$1,294.00

Blue Delta SkyMiles®

Apply Securely

$0.00
1 Delta Mile
Dining
2 Delta Miles
Travel
2 Delta Miles
10,000 Delta Miles after spending $500.00 within 3 months of opening your card
101,600 Miles
$1,648.80

Uber Visa

Apply Securely

$0.00
1.0% Cash Back
Dining
4.0% Cash Back
Travel
3.0% Cash Back
Online Purchases
2.0% Cash Back
$100.00 after spending $500.00 within 3 months of opening your card
$1,300.00
$1,300.00

United℠ TravelBank

Apply Securely

$0.00
2 TravelBank Points
No Special Rewards
150 TravelBank Points after spending $1,000.00 within 3 months of opening your card
86,700 Points
$0.00

MasterCard® Titanium

Apply Securely

$195.00
1.0% Cash Back
No Special Rewards
No Signup Bonus
$186.00
$186.00

MasterCard® Black

Apply Securely

$495.00
1.5% Cash Back
No Special Rewards
No Signup Bonus
$-126.00
$-126.00

MasterCard® Gold

Apply Securely

$995.00
2.0% Cash Back
No Special Rewards
No Signup Bonus
$-838.00
$-838.00

American Express Centurion

$2,500.00
First Year: $10,000.00
None
No Special Rewards
No Signup Bonus
$-12,500.00
$-12,500.00

Discover it® for Students

Apply Securely

$0.00
1.0% Cash Back
Gas
5.0% Cash Back
Up to $1,500.00 for 3 months
Wholesale Clubs
5.0% Cash Back
Up to $1,500.00 for 3 months
No Signup Bonus
$840.00
$840.00

Discover it® Chrome for Students

Apply Securely

$0.00
1.0% Cash Back
No Signup Bonus
$614.00
$614.00

Southwest Rapid Rewards® Premier

Apply Securely

$99.00
1 Southwest Point
Travel
2 Southwest Points
40,000 Southwest Points after spending $2,000.00 within 3 months of opening your card
147,200 Points
$1,410.00

Discover it® Secured

Apply Securely

$0.00
1.0% Cash Back
No Signup Bonus
$614.00
$614.00

Discover it® Miles

Apply Securely

$0.00
2 Discover Miles
No Special Rewards
No Signup Bonus
86,400 Miles
$1,123.20

NHL Discover it®

Apply Securely

$0.00
1.0% Cash Back
Gas
5.0% Cash Back
Up to $1,500.00 for 3 months
Wholesale Clubs
5.0% Cash Back
Up to $1,500.00 for 3 months
No Signup Bonus
$840.00
$840.00

Discover it® Chrome Gas & Restaurant

Apply Securely

$0.00
1.0% Cash Back
No Signup Bonus
$614.00
$614.00

Discover it®

Apply Securely

$0.00
1.0% Cash Back
Gas
5.0% Cash Back
Up to $1,500.00 for 3 months
Wholesale Clubs
5.0% Cash Back
Up to $1,500.00 for 3 months
No Signup Bonus
$840.00
$840.00

Secured MasterCard®

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

Journey® Student Rewards

Apply Securely

$0.00
1.3% Cash Back
No Special Rewards
No Signup Bonus
$720.00
$720.00

Capital One® Platinum

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

QuicksilverOne® Rewards

Apply Securely

$39.00
1.5% Cash Back
No Special Rewards
No Signup Bonus
$786.00
$786.00

Premier Dining Rewards

Apply Securely

$0.00
1.0% Cash Back
Dining
3.0% Cash Back
Grocery
2.0% Cash Back
$150.00 after spending $500.00 within 3 months of opening your card
$1,086.00
$1,086.00

VentureOne® Rewards

Apply Securely

$0.00
1 Capital One Miles
No Special Rewards
20,000 Capital One Miles after spending $1,000.00 within 3 months of opening your card
112,000 Miles
$920.00

Quicksilver® Rewards

Apply Securely

$0.00
1.5% Cash Back
No Special Rewards
$150.00 after spending $500.00 within 3 months of opening your card
$1,014.00
$1,014.00

Venture® Rewards

Apply Securely

$95.00
First Year: $0.00
2 Capital One Points
No Special Rewards
50,000 Capital One Points after spending $3,000.00 within 3 months of opening your card
215,200 Points
$1,557.00

Citi® Secured

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

AT&T Access

Apply Securely

$0.00
1 ThankYou® Point
Online Retail
2 ThankYou® Points
Travel
2 ThankYou® Points
Telecommunications
2 ThankYou® Points
10,000 ThankYou® Points after spending $1,000.00 within 3 months of opening your card
87,200 Points
$772.00

Costco Anywhere

Apply Securely

$60.00
1.0% Cash Back
Gas
4.0% Cash Back
Up to $7,000.00
Dining
3.0% Cash Back
Travel
3.0% Cash Back
Costco Purchases
2.0% Cash Back
No Signup Bonus
$1,152.00
$1,152.00

EXPEDIA®+ VOYAGER

Apply Securely

$95.00
1 Expedia+ Point
Expedia Purchases
4 Expedia+ Points
Dining
2 Expedia+ Points
Entertainment
2 Expedia+ Points
25,000 Expedia+ Points after spending $2,000.00 within 3 months of opening your card
122,000 Points
$489.00

EXPEDIA®+

Apply Securely

$0.00
1 Expedia+ Point
Expedia Purchases
3 Expedia+ Points
15,000 Expedia+ Points after spending $1,000.00 within 3 months of opening your card
87,600 Points
$508.20

Citi Diamond Preferred®

Apply Securely

$0.00
1 ThankYou® Point
No Special Rewards
No Signup Bonus
57,600 Points
$576.00

Citi ThankYou® Preferred for Students

Apply Securely

$0.00
1 ThankYou® Point
Dining
2 ThankYou® Points
Entertainment
2 ThankYou® Points
2,500 ThankYou® Points after spending $500.00 within 3 months of opening your card
77,000 Points
$745.00

Citi Prestige®

Apply Securely

$450.00
1 ThankYou® Point
Travel
3 ThankYou® Points
Dining
2 ThankYou® Points
Entertainment
2 ThankYou® Points
No Signup Bonus
91,200 Points
$12.00

Citi ThankYou® Premier

Apply Securely

$95.00
1 ThankYou® Point
Travel
3 ThankYou® Points
Dining
2 ThankYou® Points
Entertainment
2 ThankYou® Points
30,000 ThankYou® Points after spending $3,000.00 within 3 months of opening your card
151,200 Points
$1,022.00

Citi ThankYou® Preferred

Apply Securely

$0.00
1 ThankYou® Point
Dining
2 ThankYou® Points
Entertainment
2 ThankYou® Points
15,000 ThankYou® Points after spending $1,000.00 within 3 months of opening your card
102,000 Points
$870.00

Citi® / AAdvantage® Gold World Elite™

Apply Securely

$50.00
First Year: $0.00
1 AAdvantage® Mile
No Special Rewards
25,000 AAdvantage® Miles after spending $750.00 within 3 months of opening your card
107,600 Miles
$1,189.00

Citi® / AAdvantage® Executive World Elite™

Apply Securely

$450.00
1 AAdvantage® Mile
Travel
2 AAdvantage® Miles
50,000 AAdvantage® Miles after spending $5,000.00 within 3 months of opening your card
167,200 Miles
$858.00

Citi® / AAdvantage® Platinum Select® World Elite™

Apply Securely

$95.00
First Year: $0.00
1 AAdvantage® Mile
Travel
2 AAdvantage® Miles
30,000 AAdvantage® Miles after spending $1,000.00 within 3 months of opening your card
127,200 Miles
$1,363.00

Citi® Double Cash

Apply Securely

$0.00
2.0% Cash Back
No Special Rewards
No Signup Bonus
$1,152.00
$1,152.00

Citi Simplicity®

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

BankAmericard® for Students

Apply Securely

$0.00
None
No Special Rewards
No Signup Bonus
$0.00
$0.00

Bank of America® Travel Rewards for Students

Apply Securely

$0.00
2 BoA Points
No Special Rewards
20,000 BoA Points after spending $1,000.00 within 3 months of opening your card
126,400 Points
$1,064.00

Bank of America® Cash Rewards for Students

Apply Securely

$0.00
1.0% Cash Back
No Special Rewards
$150.00 after spending $500.00 within 3 months of opening your card
$726.00
$726.00

BankAmericard® Secured

Apply Securely

$39.00
None
No Special Rewards
No Signup Bonus
$-78.00
$-78.00

Celebrity Cruises

Apply Securely

$69.00
1 MyCruise® Point
Royal Caribbean Purchases
2 MyCruise® Points
Celebrity Cruises Purchases
2 MyCruise® Points
Azamara Club Purchases
2 MyCruise® Points
10,000 MyCruise® Points
77,600 Points
$538.00

Asiana Visa Signature®

Apply Securely

$99.00
1 Asiana Airlines Mile
Asiana Airline Purchases
3 Asiana Airlines Miles
Gas
2 Asiana Airlines Miles
Grocery
2 Asiana Airlines Miles
30,000 Asiana Airlines Miles after spending $3,000.00 within 3 months of opening your card
132,000 Miles
$1,332.00

Virgin Atlantic

Apply Securely

$90.00
2 Virgin Atlantic Miles
Virgin Atlantic Purchases
3 Virgin Atlantic Miles
20,000 Virgin Atlantic Miles
126,400 Miles
$2,160.80

Royal Caribbean®

Apply Securely

$0.00
1 MyCruise® Point
Royal Caribbean Purchases
2 MyCruise® Points
Celebrity Cruises Purchases
2 MyCruise® Points
Azamara Club Purchases
2 MyCruise® Points
10,000 MyCruise® Points
77,600 Points
$676.00

Norwegian Cruise Line®

Apply Securely

$0.00
1 Norwegian Point
Norwegian Purchases
3 Norwegian Points
10,000 Norwegian Points
77,600 Points
$676.00

Amtrak Guest Rewards® World MasterCard®

Apply Securely

$79.00
1 Amtrak Point
Amtrak Products
3 Amtrak Points
Travel
2 Amtrak Points
20,000 Amtrak Points after spending $1,000.00 within 3 months of opening your card
107,200 Points
$2,283.60

Allegiant World MasterCard®

Apply Securely

$59.00
1 Allegiant Point
Travel
3 Allegiant Points
Dining
2 Allegiant Points
15,000 Allegiant Points after spending $1,000.00 within 3 months of opening your card
121,200 Points
$944.00

Spirit Airlines™

Apply Securely

$59.00
First Year: $0.00
2 Spirit Miles
Travel
2 Spirit Miles
15,000 Spirit Miles
145,200 Miles
$592.00

Alaska Airlines Visa Signature®

Apply Securely

$50.00
1 Alaska Airlines Mile
Travel
3 Alaska Airlines Miles
30,000 Alaska Airlines Miles after spending $1,000.00 within 3 months of opening your card
136,800 Miles
$1,822.40

U.S. Pride®

Apply Securely

$0.00
1.0% Cash Back
$150.00 after spending $500.00 within 3 months of opening your card
$780.00
$780.00

World Wildlife Fund

Apply Securely

$0.00
1.0% Cash Back
$150.00 after spending $500.00 within 3 months of opening your card
$780.00
$780.00

MLB®

Apply Securely

$0.00
1.0% Cash Back
$150.00 after spending $500.00 within 3 months of opening your card
$780.00
$780.00

Susan G. Komen® Cash Rewards

Apply Securely

$0.00
1.0% Cash Back
$150.00 after spending $500.00 within 3 months of opening your card
$780.00
$780.00

BankAmericard®

Apply Securely

$0.00
0 BoA Point
No Special Rewards
No Signup Bonus
0 Points
$0.00

Bank of America® Travel Rewards™

Apply Securely

$0.00
2 BoA Points
No Special Rewards
20,000 BoA Points after spending $1,000.00 within 3 months of opening your card
126,400 Points
$1,064.00

Bank of America® Cash Rewards

Apply Securely

$0.00
1.0% Cash Back
$150.00 after spending $500.00 within 3 months of opening your card
$780.00
$780.00

American Express® Blue Sky

Apply Securely

$0.00
1 Blue Sky Point
No Special Rewards
No Signup Bonus
57,600 Points
$748.80

American Express® Blue

Apply Securely

$0.00
1 Amex Point
No Special Rewards
No Signup Bonus
57,600 Points
$576.00

American Express® Gold

Apply Securely

$160.00
First Year: $0.00
1 Amex Point
Travel
2 Amex Points
Dining
2 Amex Points
No Signup Bonus
81,600 Points
$656.00

Amex Plenti®

Apply Securely

$0.00
1 Plenti Point
Grocery
3 Plenti Points
Up to 6,000 Plenti Points
Dining
2 Plenti Points
5,000 Plenti Points after spending $250.00 within 3 months of opening your card
96,400 Points
$914.00

The Mercedes-Benz

Apply Securely

$95.00
1 Mercedes-Benz Point
Mercedes-benz Products
5 Mercedes-Benz Points
10,000 Mercedes-Benz Points after spending $1,000.00 within 3 months of opening your card
77,600 Points
$486.00

Hilton HHonors™

Apply Securely

$0.00
3 Hilton HHonors Points
Hotels
7 Hilton HHonors Points
Dining
5 Hilton HHonors Points
Grocery
5 Hilton HHonors Points
Gas
5 Hilton HHonors Points
50,000 Hilton HHonors Points after spending $1,000.00 within 3 months of opening your card
330,400 Points
$1,682.40

Delta Reserve®

Apply Securely

$450.00
1 Delta Mile
Travel
2 Delta Miles
40,000 Delta Miles after spending $3,000.00 within 3 months of opening your card
147,200 Miles
$1,029.60

Platinum Delta SkyMiles®

Apply Securely

$195.00
1 Delta Mile
Travel
2 Delta Miles
35,000 Delta Miles after spending $1,000.00 within 3 months of opening your card
137,200 Miles
$1,449.60

Amex Everyday® Preferred

Apply Securely

$95.00
1 Amex Point
Grocery
3 Amex Points
Up to 6,000 Amex Points
Gas
2 Amex Points
Amextravel.com
2 Amex Points
15,000 Amex Points after spending $1,000.00 within 3 months of opening your card
109,200 Points
$752.00

American Express® Green

Apply Securely

$95.00
First Year: $0.00
1 Amex Point
Amextravel.com
2 Amex Points
No Signup Bonus
57,600 Points
$481.00

Gold Delta SkyMiles®

Apply Securely

$95.00
First Year: $0.00
1 Delta Mile
Travel
2 Delta Miles
30,000 Delta Miles after spending $1,000.00 within 3 months of opening your card
127,200 Miles
$1,654.60

The Starwood Preferred Guest®

Apply Securely

$95.00
First Year: $0.00
1 Starwood Point
Hotels
2 Starwood Points
25,000 Starwood Points after spending $3,000.00 within 3 months of opening your card
107,600 Points
$1,887.40

Blue Cash Preferred®

Apply Securely

$95.00
1.0% Cash Back
Grocery
6.0% Cash Back
Up to $6,000.00
Gas
3.0% Cash Back
Department Stores
3.0% Cash Back
$150.00 after spending $1,000.00 within 3 months of opening your card
$1,040.00
$1,040.00

Amex Platinum Card®

Apply Securely

$550.00
1 Amex Point
Travel
5 Amex Points
Amextravel.com
5 Amex Points
60,000 Amex Points after spending $5,000.00 within 3 months of opening your card
216,000 Points
$460.00

Premier Rewards Gold

Apply Securely

$195.00
First Year: $0.00
1 Amex Point
Travel
3 Amex Points
Dining
2 Amex Points
Gas
2 Amex Points
Grocery
2 Amex Points
25,000 Amex Points after spending $2,000.00 within 3 months of opening your card
155,600 Points
$1,111.00

Amex Everyday®

Apply Securely

$0.00
1 Amex Point
Grocery
2 Amex Points
Up to 6,000 Amex Points
10,000 Amex Points after spending $1,000.00 within 3 months of opening your card
84,800 Points
$748.00

Blue Cash Everyday®

Apply Securely

$0.00
1.0% Cash Back
Grocery
3.0% Cash Back
Up to $6,000.00
Gas
2.0% Cash Back
Department Stores
2.0% Cash Back
$150.00 after spending $1,000.00 within 3 months of opening your card
$942.00
$942.00

AARP®

Apply Securely

$0.00
1.0% Cash Back
Dining
3.0% Cash Back
Gas
3.0% Cash Back
$200.00 after spending $500.00 within 3 months of opening your card
$1,208.00
$1,208.00

Amazon Rewards Visa Signature

Apply Securely

$0.00
1.0% Cash Back
Amazon Prime
5.0% Cash Back
Amazon.com
3.0% Cash Back
Dining
2.0% Cash Back
Gas
2.0% Cash Back
Drugstores
2.0% Cash Back
$50.00
$842.00
$842.00

The Hyatt

Apply Securely

$75.00
1 Hyatt Point
Hyatt Products
3 Hyatt Points
Dining
2 Hyatt Points
Travel
2 Hyatt Points
40,000 Hyatt Points after spending $2,000.00 within 3 months of opening your card
161,600 Points
$2,525.20

IHG® Rewards Club Select

Apply Securely

$49.00
First Year: $0.00
1 IHG Point
Ihg Products
5 IHG Points
Gas
2 IHG Points
Grocery
2 IHG Points
Dining
2 IHG Points
60,000 IHG Points after spending $1,000.00 within 3 months of opening your card
206,400 Points
$975.80

The Ritz-Carlton Rewards®

Apply Securely

$450.00
1 Ritz-Carlton Point
Hotels
5 Ritz-Carlton Points
Dining
2 Ritz-Carlton Points
Travel
2 Ritz-Carlton Points
2 Ritz-Carlton Points after spending $4,000.00 within 3 months of opening your card
81,604 Points
$-83.98

Disney Rewards Visa®

Apply Securely

$0.00
1 Disney Point
Disney Merch
0 Disney Point
50 Disney Points
57,700 Points
$576.50

Disney Premier Visa®

Apply Securely

$49.00
1 Disney Point
Gas
0 Disney Point
Grocery
0 Disney Point
Restaurant
0 Disney Point
Disney Merch
0 Disney Point
200 Disney Points after spending $500.00 within 3 months of opening your card
43,888 Points
$338.88

Marriott Rewards® Premier

Apply Securely

$85.00
1 Marriott Point
Hotels
5 Marriott Points
Dining
2 Marriott Points
Travel
2 Marriott Points
80,000 Marriott Points after spending $3,000.00 within 3 months of opening your card
241,600 Points
$961.20

British Airways Visa Signature®

Apply Securely

$95.00
1 Avios Mile
British Airways
3 Avios Miles
50,000 Avios Miles after spending $3,000.00 within 3 months of opening your card
157,600 Miles
$1,424.00

United MileagePlus® Club

Apply Securely

$450.00
2 United Miles
Travel
2 United Miles
50,000 United Miles after spending $3,000.00 within 3 months of opening your card
191,200 Miles
$1,218.00

United MileagePlus® Explorer

Apply Securely

$95.00
First Year: $0.00
1 United Mile
Travel
2 United Miles
40,000 United Miles after spending $2,000.00 within 3 months of opening your card
147,200 Miles
$1,513.00

Southwest Rapid Rewards® Plus

Apply Securely

$69.00
1 Southwest Point
Travel
2 Southwest Points
40,000 Southwest Points after spending $2,000.00 within 3 months of opening your card
147,200 Points
$1,470.00

Chase Sapphire Reserve℠

Apply Securely

$450.00
1 Ultimate Rewards Point
Travel
3 Ultimate Rewards Points
Dining
3 Ultimate Rewards Points
50,000 Ultimate Rewards Points after spending $4,000.00 within 3 months of opening your card
205,600 Points
$2,212.00

Chase Sapphire Preferred®

Apply Securely

$95.00
First Year: $0.00
1 Ultimate Rewards Point
Travel
2 Ultimate Rewards Points
Dining
2 Ultimate Rewards Points
50,000 Ultimate Rewards Points after spending $4,000.00 within 3 months of opening your card
181,600 Points
$2,537.00

Chase Slate®

Apply Securely

$0.00
1.0% Cash Back
No Special Rewards
No Signup Bonus
$576.00
$576.00

Chase Freedom®

Apply Securely

$0.00
1.0% Cash Back
Gas
5.0% Cash Back
Up to $1,500.00 for 3 months
Telecommunications
5.0% Cash Back
Up to $1,500.00 for 3 months
Mobile Pay
5.0% Cash Back
Up to $1,500.00 for 3 months
$150.00 after spending $500.00 within 3 months of opening your card
$1,086.00
$1,086.00

Chase Freedom Unlimited℠

Apply Securely

$0.00
1.5% Cash Back
No Special Rewards
$150.00 after spending $500.00 within 3 months of opening your card
$1,014.00
$1,014.00

Sign Up Or Sign In

Sign in with Facebook

Continue with Facebook

We value your privacy and will never sell your personal information.

Spend Per Month By Category

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: