Credit Cards

United MileagePlus® Explorer Business

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown






Credit Rating Required



Everyday Rewards

0 MileagePlus Mile

Special Rewards

3 MileagePlus Miles
3 MileagePlus Miles
Office Supplies
3 MileagePlus Miles
3 MileagePlus Miles

Signup Bonus

50,000 MileagePlus Miles after spending $5,000.00 within 3 months of opening your card

Features and Benefits

  • 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.* This bonus offer is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
  • Earn 2 miles per $1 spent on business purchases in select categories, including restaurants, gas stations, and office supply stores.* Earn 2 miles per $1 spent on tickets purchased from United.* Earn 1 mile per $1 spent on all other purchases.* Your miles don’t expire as long as your credit card account is open, with no limit to the number of miles you can earn.*
  • The primary cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.*
  • Employee cards let you set individual spend limits and help you earn rewards faster.*

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


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Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: