Credit Cards

Southwest Rapid Rewards® Plus

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown






Credit Rating Required



Everyday Rewards

1 Southwest Point

Special Rewards

Car Rental
2 Southwest Points
2 Southwest Points
2 Southwest Points

Signup Bonus

40,000 Southwest Points after spending $1,000.00 within 3 months of opening your card

Features and Benefits

40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

2X points on Southwest® purchases

Earn 2 points for every $1 you spend on Southwest Airlines® purchases.

Earn 1 point for every $1 you spend on all other purchases.

3,000 bonus points

Receive 3,000 bonus points after your cardmember anniversary.

Unlimited points that don’t expire as long as your card account is open.

Points that take you places.

We saved you a seat. With Rapid Rewards®, if we’ve got a seat, it’s yours.

  • Unlimited reward seats
  • No blackout dates
  • Points don’t expire as long as your card account is open
  • Earn points on every purchase with no limits

Redeem for flights and more

Redeem your points for flights, hotel stays, car rentals, gifts cards, access to exclusive events, and merchandise.

Bags fly free® and more

  • $0 1st & 2nd checked bags**
  • $0 change fee**

**Bags fly free®: First and second checked bags. Weight and size limits apply. No change fees: Fare differences may apply.

Travel & purchase coverage

Lost Luggage Reimbursement
If you or your immediate family members’ checked or carry-on bags are damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Extended Warranty Protection
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


Maximize Rewards and Savings On Every Purchase

MaxRewards is the easiest way to get more rewards, benefits, and savings from your cards.

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Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: