Credit Cards

Secured MasterCard®

Estimated Rewards

2 Year NetRewards

$1,557.00

Ongoing NetRewards

$481.00

+ Show Reward Breakdown

Information

Network

Visa

Issuer

Capital One

Credit Rating Required

Excellent

Rewards

Everyday Rewards

2.0% Cash Back

Special Rewards

No Special Rewards

Signup Bonus

$500.00 after spending $4,500.00 within 3 months of opening your card

Features and Benefits

Required Security Deposit

$49, $99 or $200 refundable deposit based on your creditworthiness

Initial Credit Line

Make the minimum required security deposit and you’ll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line.

Access a Higher Credit Line

Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed

Purchase Rate

24.99% variable APR.

CreditWise® from Capital One®

Enjoy unlimited access to your credit score and tools to help you monitor your credit profile with CreditWise. It’s free and available to anyone, even if you’re not a Capital One cardholder.

Fraud coverage

You’re covered by $0 Fraud Liability if your card is ever lost or stolen.

Personalized payment

Pick your own monthly due date and payment method—check, online, or at a local branch.

24/7 customer service

Get 24/7 access to customer service online, via mobile device, or on the phone.

Extended warranty

You’ll get additional warranty protection at no charge on items that are purchased with your credit card.

Auto rental insurance

Rent a car with your credit card and you can be covered for damage due to collision or theft.

Travel accident insurance

Get automatic insurance for loss of life or limb at no extra charge when you use your credit card to purchase your fare.

24/7 travel assistance services

If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.

24/7 roadside assistance

If your car breaks down or you get locked out, call us and we’ll send someone to the rescue.

Price protection

Reimburses you the difference in price on eligible items should you find a lower price for the same item within 60 days from the date of purchase when you pay with your credit card.

Fees and Rates

Annual Fee

$95.00
First Year: $0.00

Foreign Transaction Fee

0%

Annual Percentage Rate

0%

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Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: