Credit Cards

MasterCard® Gold

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown




Credit Rating Required


Everyday Rewards


Special Rewards

No Special Rewards

Signup Bonus

No Signup Bonus

Features and Benefits

2% Value for Airfare Redemptions

50,000 points will get you a $1,000 ticket on any airline with no blackout dates or seat restrictions.

2% Value for Cash Back Redemptions

Cash back can be deposited directly into a U.S. bank account or applied as a statement credit.

Available 24/7

Planning travel? Looking for the perfect gift? Trying to get tickets to a sold-out show? Luxury Card Concierge™ specialists are available to help fulfill requests, big or small, around the world and around the clock.

Dedicated Team

Luxury Card Concierge comprises a dedicated team of professionals who arrange travel, entertainment, reservations, purchases and other unique requests, as well as make referrals and recommendations for all Luxury Card members.

Global Network

A propriety CRM system allows Luxury Card agents to access a Cardmember’s entire request history as well as his or her profile preferences. This creates a seamless experience, ultimately creating an opportunity to make tailored recommendations and provide custom solutions for Luxury Card members, around the globe.

Luxury Gifts

The Luxury Gift Program is our way of thanking loyal Cardmembers. Throughout your membership, receive Luxury Gifts from some of the world’s most iconic and recognized brand names.

Global Luggage Delivery

Luxury Card makes traveling simple. Send your luggage ahead of time to nearly any destination worldwide to avoid the hassle of carrying, checking and claiming bags, and even going through customs. On-time delivery is guaranteed to ensure you remain stress-free while protecting your possessions—simply and in style.

Car Rental

Drive away in your choice of car and enjoy competitive pricing, upgrades and convenient locations with Luxury Card’s select car rental partners.

Cruise Privileges

Enjoy an adventure on the high seas with Luxury Card’s cruise program, which provides access to privileges on more than 20 cruise lines. Revel in extensive amenities while appreciating the allure of ocean travel.

Charter Services

Delight in the ultimate VIP luxury experience: flying by private jet or chartering a yacht for a day, a week or longer.

Chauffeured Transportation

Arrange a personal chauffeur service to usher you to a business engagement, exclusive entertainment venue or family getaway. Highly professional and courteous chauffeurs are waiting to assist you 24/7.

Airport “Meet & Greet”

Save time, avoid hectic crowds and remove the inconvenience of airport procedures by having a professional representative meet and escort you through the airport process in an expedited fashion.

Wireless Communication

Luxury Card members are offered access to secure and reliable connections without high roaming fees. Enjoy peace of mind at home and abroad.

No Foreign Transaction Fees

Luxury Card members enjoy greater freedom with no foreign transaction fees on purchases made while traveling abroad.

Annual $200 Airline Credit

Mastercard Gold Card members receive an annual $200 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more. For your convenience, Luxury Card automatically applies the credit to your account.

Global Entry & TSA Pre✓® Application Credit

With Global Entry, enjoy expedited arrival into the United States from international destinations. Global Entry members are eligible to participate in TSA Pre✓®, an expedited domestic security screening at participating airports in the United States.

Luxury Card members receive a one hundred dollar ($100) automatic statement credit for the cost of the Global Entry Application Fee.

VIP Airport Lounge Access with Priority Pass™ Select

Enjoy complimentary access to more than 1,000 lounges in over 500 cities worldwide.

Baggage Delay Insurance

If checked baggage on a common carrier flight is delayed in transit for tickets purchased using an eligible Luxury Card, you will be reimbursed for the cost of replacing essential personal or business items.

Priceless® Cities®

Celebrate the world’s greatest cities and enjoy unique excursions, privileged access to exclusive events and insider opportunities.

Priceless® Golf

Access exclusive golf offers and experiences with the PGA Tour. Meet the Mastercard Golf Ambassadors, get Priceless tips and instructions from golf professionals, access the Tournament Players Club (TPC) network of private club courses, walk inside the ropes with the pros or join an official Pro-Am event.


You never know where, when or who we will surprise next!

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


Maximize Rewards and Savings On Every Purchase

MaxRewards is the easiest way to get more rewards, benefits, and savings from your cards.

100% free and takes less than a minute to set up.

Download on the App Store
Get it on Google Play

Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: