Credit Cards

IHG® Rewards Club Select

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown






Credit Rating Required



Everyday Rewards

1 IHG Point

Special Rewards

25 IHG Points
2 IHG Points
2 IHG Points
2 IHG Points

Signup Bonus

80,000 IHG Points after spending $2,000.00 within 3 months of opening your card

Features and Benefits

60,000 bonus points after you spend $1,000 on purchases in the first 3 months of account opening.

Earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening.

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

5 points per dollar

Earn 5 points per $1 spent when you stay at IHG® hotels.

2 points per dollar

Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.

Earn 1 point per $1 spent on all other purchases.

Platinum Elite status

As an IHG® Rewards Club credit card member, you qualify for an upgrade to IHG® Rewards Club Platinum Elite status for as long as you remain a Select card member, and as long as your IHG® Rewards Club membership remains in good standing.

10% rebate on IHG® Rewards Club point redemptions

For example, if you redeem 30,000 points, you will receive 3,000 back! Up to 100,000 points back each year.

Anniversary Free Night

Enjoy a Free night after each account anniversary year at over 5,000 hotels worldwide.

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Travel & purchase coverage

Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.

Lost Luggage Reimbursement
If you or your immediate family members’ checked or carry-on bags are damaged or lost by the carrier, you’re covered up to $3,000 per passenger.

Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Price Protection
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.

Trip Cancellation/Trip Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


Maximize Rewards and Savings On Every Purchase

MaxRewards is the easiest way to get more rewards, benefits, and savings from your cards.

100% free and takes less than a minute to set up.

Download on the App Store
Get it on Google Play

Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: