Credit Cards

Discover it® Chrome Gas & Restaurant

Estimated Rewards

2 Year NetRewards

$864.00

Ongoing NetRewards

$432.00

+ Show Reward Breakdown

Information

Network

Discover

Issuer

Discover

Credit Rating Required

Good

Rewards

Everyday Rewards

1.0% Cash Back

Special Rewards

Signup Bonus

No Signup Bonus

Features and Benefits

We Match All Your Cash Back Your First Year

We automatically match all the cash back you’ve earned at the end of your first year on your credit card.2

2% Cash Back

2% cash back at gas and restaurants on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases.

Redeem Any Amount, Any Time

You can redeem your cash back for any amount at any time.3 And your cash back never expires.

Freeze your card Discover Card

Freeze it® on/off switch for your account.

Now if you misplace your credit card, you can Freeze it to prevent new purchases, cash advances or balance transfers on your account. Freeze or unfreeze in seconds with our mobile app or website.4

Fico credit score meter

Track your recent FICO® Credit Scores for free online and on mobile5
Use your mobile app or online account to see recent FICO® Credit Scores in one easy-to-read chart, with Key Factors that help explain your score. Plus see your score on monthly statements.

Discover it cash credit card security

Looking out for you.

We monitor every purchase, every single day and let you know of any activity that looks suspicious with an email, text or phone call. And of course, we never hold you responsible for unauthorized purchases on your Discover card.

Discover U.S. Customer Service

100% U.S. -based customer Service.

Reach our live customer service any time you call. We won’t waste your time trying to sell you other products when you call. Plus get powerful, fast mobile and online service. We overnight ship replacement cards for free to any U.S. street address at your request.

Fees and Rates

Annual Fee

$0.00

Foreign Transaction Fee

0%

Annual Percentage Rate

0%

Build Credit.
Track Spend.
Maximize Rewards.

Our typical users earn over $1,900 in rewards in their first year. How much will you earn?

Download the beta for free to find out:

Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: