Credit Cards

Discover it® for Students

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown






Credit Rating Required



Everyday Rewards

1.0% Cash Back

Special Rewards

Signup Bonus

No Signup Bonus

Features and Benefits

Cash Back for Good Grades

Get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.2

Whatever You Earn Your First Year, We Match

At the end of your first year, we’ll add up ALL the cash back you’ve earned on your student card, and match every bit of it. Automatically.3

5% Cash Back

Earn 5% cash back in rotating categories each quarter like gas stations, restaurants,, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, unlimited 1% cash back on all other purchases.

Get Your Rewards Any Time

Your rewards are all yours and you can redeem them in any amount, at any time. Because they never expire.

Switch your Discover student credit card off or on in seconds

If you come home at night, but realize your credit card stayed out, Freeze it® until you find it with our app. You’ll stop any new purchases, cash advances or balance transfers on your account. And you can unfreeze it just as easily.5

Fico credit score meter

Know what your FICO® Credit Score says about you

90% of top lenders include FICO® Credit Scores in their decisions. See your score for free online, by mobile and in monthly statements.6

Discover it cash credit card security

Breathe easier

First of all, you’re never responsible for unauthorized purchases on your Discover student credit card. We monitor every purchase, every day and let you know if we spot anything suspicious.

Discover U.S. Customer Service

Serving you at college or at home

When you want to talk to a real person, call our U.S. based customer service representatives who are available any time. And we won’t waste your time by trying to sell you other products when you call. Our powerful mobile app and online service is at your fingertips. If you ever need a replacement credit card, you can request free overnight shipping to any U.S. street address.7

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


Maximize Rewards and Savings On Every Purchase

MaxRewards is the easiest way to get more rewards, benefits, and savings from your cards.

100% free and takes less than a minute to set up.

Download on the App Store
Get it on Google Play

Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: