Citi ThankYou® Preferred

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Your Estimated Rewards from This Card

$612.00First Year Net Rewards
$612.00Ongoing Annual Net Rewards

Reward Details

CategoryAnnual SpendRewards
Signup Bonus$0.00
Annual Fee$0.00

Estimated Monthly Spend


Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend:

Card Summary


Base Reward

1 ThankYou® Point

Special Rewards

2 ThankYou® Points
2 ThankYou® Points

Signup Bonus

No Signup Bonus


Annual Fee


Foreign Transaction Fee


Annual Percentage Rate







Credit Rating Required


Card Features and Benefits

Earn ThankYou® Points for Living Your Life Your Way

Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.

0% Intro APR for 12 months on balance transfers and purchases; after that, the variable APR will be 14.24% – 24.24% based upon your creditworthiness

Balance Transfer Fee is either $5 or 3% of the amount of each transfer, whichever is greater.

Do More with ThankYou® Points

No expiration and no limit to the amount of ThankYou® Points you can earn with this card.

Points Transfer allows you to transfer your eligible and qualifying ThankYou® Points to TrueBlue® points to get flights faster. There is no fee, and the minimum transfer is only 1,000 points.

EMV Chip Technology for global acceptance and enhanced security when used at chip terminals.

Experience more. Enjoy special access to purchase tickets to the best in music, sports and dining with Citi® Private Pass®.

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