Bonus ThankYou Points are not available if you have had a ThankYou Preferred, ThankYou Premier or Citi Prestige card opened or closed in the past 24 months.
0% Intro APR on purchases for 7 months; after that the variable APR will be 14.74% – 24.74%, based on your creditworthiness.
No Annual Fee
Rewards Program Details
Redeem ThankYou Points for almost anything,
from a large selection of gift cards including dining, entertainment and retail – to an amazing selection of valuable rewards such as electronics, travel rewards, home goods, books and media, charitable donations or even cash.
Exclusive experiences for ThankYou Cardmembers.
Enjoy two simple ways to redeem your points
for the rewards you want. You can either visit thankyou.com where your rewards are just a few clicks away, or you can redeem points by calling 1–800–THANKYOU (1–800–842–6596).
Citi Price Rewind
Did you get the lowest price on your Citi® card purchase? Let’s find out. Citi Price Rewind searches for a lower price on the registered items you pay for with your Citi card at hundreds of online merchants. If the same item is found at a lower price within 60 days of your initial purchase date, you may receive the difference between the price you paid and the lower price found by Citi Price Rewind. Citi Price Rewind does that hard work for you.
Benefits You Deserve
Citi® Private Pass®
An entertainment access program [available to Citi credit card and Citibank Debit Card customers]. Citi customers can enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to the year’s hottest concerts, sporting events and dining experiences, plus complimentary movie screenings and more, all at citiprivatepass.com.
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Trip Cancellation & Interruption Protection
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, provided you paid for the trip with your Citi card.
Worldwide Travel Accident Insurance
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur.
Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.
Damage & Theft Purchase Protection
Shop with more confidence — Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
Extends the manufacturer’s warranty so you can feel more confident when you make purchases with your Citi card.
$0 Liability on Unauthorized Charges
You’re completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
Citi® Concierge helps you save valuable time with a staff of specially-trained experts who are ready to assist you with your travel, shopping, dining, entertainment and everyday needs.
Choose your Payment Due Date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.