- Citi’s lowest intro APR for 21 months plus VIP access.
- With the Citi Diamond Preferred® credit card, enjoy a long-lasting low introductory interest rate on balance transfers and purchases plus 24/7 access to Citi® Concierge and Citi® Price Rewind.
- 0% Intro APR on purchases and balance transfers for 21 months;
after that the variable APR will be 13.24% – 23.24%, based on your creditworthiness.
Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
- No Annual Fee
Benefits You Deserve
Citi® Private Pass®
Citi customers enjoy special access to purchase tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, at citiprivatepass.com
Citi® Identity Theft Solutions
Identity theft can happen to anyone. If it happens to you, Citi® Identity Theft Solutions can help you resolve the matter and get your life back on track. We assist you with identifying compromised accounts, filing police reports and taking steps to get your good name and good credit back.
EMV Chip Technology
Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.
Worldwide Car Rental Insurance
Be more confident at the rental car counter — you may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.
Worldwide Travel Accident Insurance
Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur.
Travel & Emergency Assistance
If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues, medical and legal referrals and much more. You won’t have to scramble to find services close to your location or worry about asking for help when you don’t speak the language. Referrals or assistance is at no cost, but you will pay for the services you use.
Trip Cancellation & Interruption Protection
Travel plans can go awry for many reasons. If certain unforeseen events get in the way of your trip, you may be reimbursed for non–refundable trip expenses, like change fees, provided you paid for the trip with your Citi card.
Extends the manufacturer’s warranty so you can feel more confident when you make purchases with your Citi card.
Damage & Theft Purchase Protection
Shop with more confidence — Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).
$0 Liability on Unauthorized Charges
You’re completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.
24/7 Customer Service
Questions about your Citi® card account? Just call the number on the back of your credit card for help with virtually every aspect of your cardmembership — 24 hours a day, 365 days a year.
Automatic Account Alerts
Alerts keep you informed and stress-free. Once you’ve set up alerts, we’ll remind you about your balance levels, payments due, or when you go over your credit limit, by email or directly on your mobile phone.
Choose your Payment Due Date
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month.
Citi® Cards with Apple Pay®
is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air® 2 and iPad miniTM 3. Plus, you’ll still enjoy all of the benefits that come with your Citi card when you use Apple Pay to check out.