Credit Cards

Citi® / AAdvantage® Gold World Elite™

Estimated Rewards

2 Year NetRewards

$0.00

Ongoing NetRewards

$0.00

+ Show Reward Breakdown

Information

Network

Issuer

Credit Rating Required

Rewards

Everyday Rewards

0

Special Rewards

No Special Rewards

Signup Bonus

No Signup Bonus

Features and Benefits

Discover the Citi® / AAdvantage® Gold card, an airline credit card with a wide variety of travel rewards. Earn miles on every purchase with your Citi® / AAdvantage® Gold card, and redeem them for extraordinary travel on American Airlines. Click Next Step to apply, and let your journey to card membership begin.

American Airlines AAdvantage® bonus miles not available if you have had any Citi® / AAdvantage® card (other than a CitiBusiness® / AAdvantage® card) opened or closed in the past 24 months.
0% Intro APR on purchases and balance transfers for 15 months; after that the variable APR will be 16.49% – 24.49%, based on your creditworthiness.

Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.

Rewards Program Details

No blackout dates on award travel on American Airlines and American Eagle® carriers.

Receive a 25% savings

on eligible in–flight food and beverage purchases when you use your card.2

Save up to 5,000 AAdvantage® miles

Use Reduced Mileage Awards and travel for fewer miles.

Savings

Citi Price Rewind

Did you get the lowest price on your Citi® card purchase? Let’s find out. Citi Price Rewind searches for a lower price on the registered items you pay for with your Citi card at hundreds of online merchants. If the same item is found at a lower price within 60 days of your initial purchase date, you may receive the difference between the price you paid and the lower price found by Citi Price Rewind. Citi Price Rewind does that hard work for you.

Travel Protection

EMV Chip Technology

Enjoy global acceptance and enhanced security when you use your credit card at merchants that use chip enabled terminals to accept your payment.

Worldwide Travel Accident Insurance

Travel with more peace of mind when you pay for your trip with your Citi card. Worldwide Travel Accident Insurance is a type of coverage that you hope to never need, but it may offer some financial help to you or your loved ones if a tragic accident does occur.

Worldwide Car Rental Insurance

Be more confident at the rental car counter — you may be covered against theft or damage to a rental car when you pay for your rental with your Citi card and decline the rental company’s collision loss/damage insurance.

Lost Baggage Protection

Say good–bye to baggage worries. If your checked or carry–on luggage is lost, stolen, or damaged by the common carrier while on a trip, we may refund the purchase price of the missing items or the cost to repair or replace the damaged items, whichever is less.

Travel & Emergency Assistance

If you need assistance before or during a trip, services are available 24/7 for emergency travel arrangements, travel issues, medical and legal referrals and much more. You won’t have to scramble to find services close to your location or worry about asking for help when you don’t speak the language.

Referrals or assistance is at no cost, but you will pay for the services you use.

Purchase Protection

Damage & Theft Purchase Protection
Shop with more confidence — Damage & Theft Purchase Protection may cover you for repairs or a refund if purchases made with your Citi card are damaged or stolen within 120 days of purchase (90 days for New York residents).

Extended Warranty

Extends the manufacturer’s warranty so you can feel more confident when you make purchases with your Citi card.

Convenience

Citi® Cards with Apple Pay®

is another way Citi provides quick and easy payments. With a simple touch you can pay in-app or at over 200,000 stores with the iPhone®6, or in-app with the iPad Air® 2 and iPad miniTM 3. Plus, you’ll still enjoy all of the benefits that come with your Citi card when you use Apple Pay to check out. Learn more at Citi.com/ApplePay

Citi® Concierge

Citi® Concierge helps you save valuable time with a staff of specially-trained experts who are ready to assist you with your travel, shopping, dining, entertainment and everyday needs.

Fees and Rates

Annual Fee

$0.00

Foreign Transaction Fee

0%

Annual Percentage Rate

0%

Maximize Rewards and Savings On Every Purchase

MaxRewards is the easiest way to get more rewards, benefits, and savings from your cards.

100% free and takes less than a minute to set up.

Download on the App Store
Get it on Google Play

Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: