Credit Cards

Chase Freedom Unlimited℠

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown






Credit Rating Required



Everyday Rewards

2 Ultimate Rewards Points

Special Rewards

No Special Rewards

Signup Bonus

20,000 Ultimate Rewards Points after spending $500.00 within 3 months of opening your card

Features and Benefits

$150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

Earn a $25 bonus when you add your first authorized user and make your first purchase within this same 3-month period.

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Low intro APR

0% intro APR for 15 months from account opening on purchases and balance transfers. After that, 15.74%–24.49% variable APR. Balance transfer fee is 5% of the amount transferred with a minimum of $5.

Redeem Your Cash Back Rewards

Redeem for cash back

You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.

Shop with points at Amazon.

Link your Chase Freedom Unlimited card to your account and instantly redeem your Cash Back rewards to pay for all or part of your eligible orders at checkout, including tax and shipping.

Gift cards

Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.


Book your travel with Chase Ultimate Rewards for competitive rates and flexible ways to pay.

Service & protection

Zero Liability Protection
Means you won’t be held responsible for unauthorized charges made with your card or account information.

Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Price Protection
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.

Extended Warranty Protection
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

Return Protection
You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $250 per item, $1,000 per year.

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


Maximize Rewards and Savings On Every Purchase

MaxRewards is the easiest way to get more rewards, benefits, and savings from your cards.

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Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: