Credit Cards

Celebrity Cruises

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown





Bank of America

Credit Rating Required



Everyday Rewards

1 MyCruise Point

Special Rewards

Royal Caribbean
2 MyCruise Points

Signup Bonus

10,000 MyCruise Points after spending $1.00 within 0 months of opening your card

Features and Benefits

  • Earn 10,000 bonus points after you make a transaction within the first 65 days – redeemable for a $100 onboard credit
  • Earn 2 MyCruise® Points for every $1 spent on qualifying purchases with Celebrity Cruises® and our sister cruise lines, Royal Caribbean International® and Azamara Club Cruises®
  • Earn 1 MyCruise Point for every $1 spent on all other purchases with your card
  • No Foreign Transaction Fees for non-US transactions
  • 10,000 bonus anniversary points when you make at least $10,000  in purchases annually
  • 50% off second guest at any specialty restaurant*
  • 10% discount on Premium Beverage Packages*
  • 10% discount on a Private Journeys shore excursion*
  • $300 discount on a future cruise of at least 7 nights or more in a Concierge Class stateroom, after making at least $5,000 in transactions within your first 60 days
  • Annual $50 ChoiceAir® Airfare Discount — upon approval and on account anniversary (Students not eligible)

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


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Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: