Capital One® Platinum
2 Year NetRewards
Credit Rating Required
Features and Benefits
Set up personalized email or text reminders to help you stay on top of your account.
Pick your own monthly due date and payment method—check, online or at a local branch—all with no fee.
Transfer your higher-rate balances onto a Capital One card.
Set up Autopay for your account and your payments will be made automatically every month.
Add an authorized user to your account, and track spending by user. Learn more about authorized users and setting limits on credit cards.
24/7 Customer Service
Helpful customer service representatives are available to assist you 24 hours a day.
Apps and Digital Services
Capital One Mobile App
Manage your account anywhere, anytime. Pay your bill, view your balance and transactions – even stay on top of your credit for free with CreditWise®.
Capital One Wallet™
Get tools to help you monitor and track your credit card spending in real time with Capital One Wallet.
CreditWise® from Capital One
Monitor your credit with CreditWise. It’s free for everyone–whether or not you have a Capital One credit card–and it won’t hurt your score.
Security and Account Alerts
You’ll get automatic security alerts—via text, email or phone—and can choose to sign up for personalized emails or texts to stay on top of your account information.
You’re covered by $0 Fraud Liability if your card is ever lost or stolen.
Travel and Retail
No Foreign Transaction Fees
You won’t pay a transaction fee when making a purchase outside of the United States. Learn more about foreign transaction fees.
24-Hour Travel Assistance Services
If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
Auto Rental Collison Damage Waiver
Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft. Learn more about car rental insurance.
Travel Accident Insurance
Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.
You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card. Learn more about extended product warranties.