Credit Cards

Capital One® Platinum

Estimated Rewards

2 Year NetRewards

$720.00

Ongoing NetRewards

$360.00

+ Show Reward Breakdown

Information

Network

MasterCard

Issuer

Capital One

Credit Rating Required

Good

Rewards

Everyday Rewards

1.3% Cash Back

Special Rewards

No Special Rewards

Signup Bonus

No Signup Bonus

Features and Benefits

Account Management

Account Alerts

Set up personalized email or text reminders to help you stay on top of your account.

Personalized Payment

Pick your own monthly due date and payment method—check, online or at a local branch—all with no fee.

Balance Transfer

Transfer your higher-rate balances onto a Capital One card.

Autopay

Set up Autopay for your account and your payments will be made automatically every month.

Authorized User

Add an authorized user to your account, and track spending by user. Learn more about authorized users and setting limits on credit cards.

24/7 Customer Service

Helpful customer service representatives are available to assist you 24 hours a day.

Apps and Digital Services

Capital One Mobile App

Capital One Mobile App

Manage your account anywhere, anytime. Pay your bill, view your balance and transactions – even stay on top of your credit for free with CreditWise®.

Capital One Wallet™

Capital One Wallet™

Get tools to help you monitor and track your credit card spending in real time with Capital One Wallet.

CreditWise® from Capital One

Monitor your credit with CreditWise. It’s free for everyone–whether or not you have a Capital One credit card–and it won’t hurt your score.

Security

Security and Account Alerts

You’ll get automatic security alerts—via text, email or phone—and can choose to sign up for personalized emails or texts to stay on top of your account information.

Fraud Coverage

You’re covered by $0 Fraud Liability if your card is ever lost or stolen.

Travel and Retail

No Foreign Transaction Fees

You won’t pay a transaction fee when making a purchase outside of the United States. Learn more about foreign transaction fees.

24-Hour Travel Assistance Services

If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.

Auto Rental Collison Damage Waiver

Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft. Learn more about car rental insurance.

Travel Accident Insurance

Get automatic insurance for a covered loss at no extra charge when you use your credit card to purchase your fare.

Extended Warranty

You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card. Learn more about extended product warranties.

Fees and Rates

Annual Fee

$0.00

Foreign Transaction Fee

0%

Annual Percentage Rate

0%

Maximize Rewards From Every Transaction

Know the right card to use at any location, and earn hundreds more in tax-free rewards.

100% free and takes less than a minute to set up.

Download on the App Store
Get it on Google Play

Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: