Blue Cash Preferred®

Sign Up Securely

Your Estimated Rewards from This Card

$695.00First Year Net Rewards
$445.00Ongoing Annual Net Rewards

Reward Details

CategoryAnnual SpendRewards
Grocery$3,600.00$216.00
Gas$3,600.00$108.00
Other$21,600.00$216.00
Signup Bonus$250.00 (Earned)
Annual Fee$95.00

Estimated Monthly Spend

Categories:

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend:

Card Summary

Rewards

Base Reward

1.0% Cash Back

Special Rewards

Grocery
6.0% Cash Back
Up to $6,000.00
Gas
3.0% Cash Back
Department Stores
3.0% Cash Back

Signup Bonus

$250.00 after spending $1,000.00 within 3 months of opening your card

Fees

Annual Fee

$95.00

Foreign Transaction Fee

0%

Annual Percentage Rate

0%

Info

Network

American Express

Issuer

American Express

Credit Rating Required

Good

Card Features and Benefits

  • 0% intro APR on purchases and balance transfers for 12 months. After that, your APR will be a variable rate, currently 13.74% to 24.74%, based on your creditworthiness and other factors.
  • $95 Annual Fee
  • Earn $150 Back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.
  • Earn 6% Cash Back at US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • With Extended Warranty, the length of your warranty can be matched for up to 1 additional year when you use your American Express® Card for eligible purchases that come with an original U.S. manufacturer’s warranty of 5 years or less. Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
  • Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.
  • Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 6% Cash Back at US supermarkets, up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 3% Cash back at US gas stations and select US department stores. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Earn 1% Cash Back on other purchases.
  • Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Similar Cards

Other Cards From the Same Issuer

  • Benjamin Franklin

    An investment in knowledge pays the best interest.

    Benjamin Franklin
  • Pablo Picasso

    Action is the foundational key to all success.

    Pablo Picasso
  • Abraham Lincoln

    Let no feeling of discouragement prey upon you, and in the end you are sure to succeed.

    Abraham Lincoln

More Rewards,
Less Stress.

Earn rewards like a credit card guru without being one.

Download the free public beta today.