Credit Cards

Bank of America® Premium Rewards®

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown





Bank of America

Credit Rating Required



Everyday Rewards

2 BoA Points

Special Rewards

2 BoA Points
2 BoA Points

Signup Bonus

50,000 BoA Points after spending $3,000.00 within 3 months of opening your card

Features and Benefits

Earn unlimited points with flexible redemption options

  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases
  • No limit to the points you can earn and your points don’t expire
  • Flexibility to choose how you redeem your points – redeem for cash back as a statement credit, or as a deposit into your eligible Bank of America® or Merrill Lynch® accounts including checking, savings, and 529, or to purchase travel (air, car, and hotel) through the Bank of America Travel Center or redeem for gift cards

50,000 bonus points offer

50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.

Get up to $200 in travel statement credit rewards

  • Get up to a $100 Airline Incidental Statement Credit annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees – automatically applied to your card statement
  • Get up to $100 Airport Security Statement Credit towards TSA Pre✓ ® or Global Entry Application fee, every four years

World – class travel perks

  • Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delay inconvenience, lost luggage and emergency evacuation and transportation
  • Access to the Visa Signature® Luxury Hotel Collection which allows you to enjoy a premium set of benefits when you use your Premium Rewards card to book through the Visa Signature Luxury Hotel Collection
  • Access to the Visa Signature® Concierge service who can help with travel planning, restaurant recommendations and event reservations

No foreign transaction fees

No matter where you’re travelling, feel free to use your Bank of America® Premium Rewards® credit card without incurring foreign transaction fees when making purchases outside of the United States.

Get even more rewards

If you’re a Bank of America® Preferred Rewards client, you can enjoy 25% – 75% rewards bonus on every purchase. That means you could earn up to 3.5 points per $1 on travel and dining purchases and up to 2.62 points per $1 on all other purchases.

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


Maximize Rewards and Savings On Every Purchase

MaxRewards is the easiest way to get more rewards, benefits, and savings from your cards.

100% free and takes less than a minute to set up.

Download on the App Store
Get it on Google Play

Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: