The Platinum

Sign Up Securely

Your Estimated Rewards from This Card

$1,394.00First Year Net Rewards
$314.00Ongoing Annual Net Rewards

Reward Details

CategoryAnnual SpendRewards
Signup Bonus$1,080.00 (Earned)
Annual Fee$550.00

Estimated Monthly Spend


Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend:

Card Summary


Base Reward

1 Membership Rewards Point

Special Rewards

5 Membership Rewards Points
5 Membership Rewards Points

Signup Bonus

60,000 Membership Rewards Points after spending $5,000.00 within 3 months of opening your card


Annual Fee


Foreign Transaction Fee


Annual Percentage Rate




American Express


American Express

Credit Rating Required


Card Features and Benefits

  • No interest charges because you pay your balance in full each month.
  • Annual fee of $ 550.
  • Earn 60,000 Membership Rewards® Points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Get to where you need to be for less, with this exclusive new benefit. Enjoy $15 in Uber credits for U.S. rides each month plus a bonus $20 in December, simply because you’re a Platinum Card Member. That can be up to $200 in annual Uber savings. Credit and Uber VIP status available to Basic Card Member only.
  • When travel calls, we answer. The American Express Global Lounge Collection unlocks access to more than 1,000 airport lounges across 120 countries and counting. Our unmatched worldwide coverage is made possible through our own networks, The Centurion® Lounge and The International American Express lounges, as well as our partner networks, Delta Sky Club® and Priority Pass Select lounges.
  • Change your mind about something but the store won’t take it back? No problem. American Express may refund items within 90 days of the date of purchase. Get up to $300 per eligible item, for a maximum of up to $1,000 annually per Card account.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on
  • Enjoy perks while you fly. Feel free to check your bags or enjoy an in-flight meal on us. Select a qualifying airline and then receive up to $200 a year in statement credits when incidental fees are charged by the airline to your Platinum Card® account. American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
  • Watch points add up. When you use your Platinum Card®, you can earn one Membership Rewards® point for every dollar you spend on eligible purchases. Use points to treat yourself to rewards from over 500 leading brands in travel, shopping, dining and entertainment.

Similar Cards

Other Cards From the Same Issuer

  • Benjamin Franklin

    An investment in knowledge pays the best interest.

    Benjamin Franklin
  • Pablo Picasso

    Action is the foundational key to all success.

    Pablo Picasso
  • Abraham Lincoln

    Let no feeling of discouragement prey upon you, and in the end you are sure to succeed.

    Abraham Lincoln

Make Life More Rewarding.

MaxRewards helps you earn thousands in credit card rewards from your everyday spend.

Winner of the FinCon Fintech Startup Competition.