Hilton Honors Aspire

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Your Estimated Rewards from This Card

$1,227.60First Year Net Rewards
$327.60Ongoing Annual Net Rewards

Reward Details

CategoryAnnual SpendRewards
Signup Bonus$900.00 (Earned)
Annual Fee$450.00

Estimated Monthly Spend


Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend:

Card Summary


Base Reward

3 Hilton Honors Points

Special Rewards

500 Hilton Honors Points
6 Hilton Honors Points
6 Hilton Honors Points
6 Hilton Honors Points

Signup Bonus

150,000 Hilton Honors Points after spending $4,000.00 within 3 months of opening your card


Annual Fee


Foreign Transaction Fee


Annual Percentage Rate




American Express


American Express

Credit Rating Required


Card Features and Benefits

  • APR on purchases will be a variable rate, currently 15.99% to 19.99%, based on your creditworthiness and other factors.
  • The annual fee for the Hilton Honors Surpass® Card is $75.
  • Earn 100,000 Hilton Honors Bonus Pointsafter you spend $3,000 in purchases on the Card within your first 3 months of Card Membership. Plus, earn a free weekend night award after your first anniversary of Card Membership. Offer Ends 5/31/2017. Some hotels may have mandatory services and resort charges. Terms apply.
  • Earn 500 Hilton Honors bonus points for each qualifying stay when you use your Hilton Honors Surpass® Card from American Express to both 1) book your reservation online within the Hilton Portfolio and 2) pay for your stay using your same Hilton Honors Surpass® Card.
  • With Extended Warranty, the length of your warranty can be matched for up to 1 additional year when you use your American Express® Card for eligible purchases, that come with an original U.S. manufacturer’s warranty of 5 years or less. Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
  • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Diamond status through the end of the next calendar year.
  • EARN 12X HILTON HONORS BONUS POINTS for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • EARN 6X HILTON HONORS BONUS POINTS for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
  • EARN 3X HILTON HONORS BONUS POINTS for all other eligible purchases on your Card. Terms and limitations apply.
  • As a Hilton Honors Surpass® Card Member, you’ll receive Hilton Honors Gold status.

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