Credit Cards

American Express® Gold

Estimated Rewards

2 Year NetRewards

$1,224.00

Ongoing NetRewards

$362.00

+ Show Reward Breakdown

Information

Network

American Express

Issuer

American Express

Credit Rating Required

Excellent

Rewards

Everyday Rewards

1 Membership Rewards Point

Special Rewards

Dining
4 Membership Rewards Points
Grocery
4 Membership Rewards Points
Up to 25,000 Membership Rewards Points
Airline
3 Membership Rewards Points

Signup Bonus

50,000 Membership Rewards Points after spending $4,000.00 within 3 months of opening your card

Features and Benefits

  • No interest charges because you pay your balance in full each month.
  • $0 intro annual fee for the first year of Card Membership, then $160.
  • Get 2X points for flights booked directly with airlines and at US restaurants. 1X points on other purchases. Terms and limitations apply.
  • Enjoy every trip abroad with no foreign transaction fees from American Express with the Gold Card.
  • You can get 2x Membership Rewards® points per eligible dollar spent, in addition to a $75 hotel credit to spend on qualifying dining, spa, and resort activities when you book a stay of at least two consecutive nights at participating properties, at americanexpress.com/hc.

Fees and Rates

Annual Fee

$250.00

Foreign Transaction Fee

0%

Annual Percentage Rate

0%

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Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: