American Express® Blue
2 Year NetRewards
Credit Rating Required
1 Membership Rewards Point
No Special Rewards
No Signup Bonus
Features and Benefits
- APR on purchases will be a variable rate, currently 15.99, 18.99 or 20.99%, based on your creditworthiness and other factors.
- No Annual Fee and No Annual Fee for Additional Cards.
- With Extended Warranty, the length of your warranty can be matched for up to 1 additional year when you use your American Express® Card for eligible purchases that come with an original U.S. manufacturer’s warranty of 5 years or less. Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
- With the Roadside Assistance Hotline you can get emergency services like towing, changing a flat or boosting a battery in the U.S., Canada, Puerto Rico and USVI. Third-party service costs are your responsibility. There are some vehicle and road exclusions.
- The great thing about the Membership Rewards® program is you can use the points for virtually anything you want for yourself or others: things like award travel, hotel rooms, restaurant gift cards, or American Express Gift Cards which can be used anywhere American Express Cards are accepted in the US.
- Earn 1X Points for every eligible dollar you spend.
- Flexibility to carry a balance or pay in full each month. Balances may accrue interest charges.
Fees and Rates
Foreign Transaction Fee
Annual Percentage Rate