Credit Cards

American Express® Blue

Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown



American Express


American Express

Credit Rating Required



Everyday Rewards

1 Membership Rewards Point

Special Rewards

No Special Rewards

Signup Bonus

No Signup Bonus

Features and Benefits

  • APR on purchases will be a variable rate, currently 15.99, 18.99 or 20.99%, based on your creditworthiness and other factors.
  • No Annual Fee and No Annual Fee for Additional Cards.
  • With Extended Warranty, the length of your warranty can be matched for up to 1 additional year when you use your American Express® Card for eligible purchases that come with an original U.S. manufacturer’s warranty of 5 years or less. Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
  • With the Roadside Assistance Hotline you can get emergency services like towing, changing a flat or boosting a battery in the U.S., Canada, Puerto Rico and USVI. Third-party service costs are your responsibility. There are some vehicle and road exclusions.
  • The great thing about the Membership Rewards® program is you can use the points for virtually anything you want for yourself or others: things like award travel, hotel rooms, restaurant gift cards, or American Express Gift Cards which can be used anywhere American Express Cards are accepted in the US.
  • Earn 1X Points for every eligible dollar you spend.
  • Flexibility to carry a balance or pay in full each month. Balances may accrue interest charges.

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


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Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: