American Express® Blue Cash®
2 Year NetRewards
Credit Rating Required
No Special Rewards
No Signup Bonus
Features and Benefits
- APR on purchases will be a variable rate, currently 17.99, 20.99 or 22.99%, based on your creditworthiness and other factors.
- No Annual Fee.
- After your first $6,500 in purchases in a reward year, earn 1% cash back on eligible purchases. Terms and limitations apply. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back cannot be used to pay your Minimum Due.
- Redeem the Reward Dollars you earn for cash back in the form of a statement credit, or choose from gift cards or merchandise. Redemptions start at just 25 Reward Dollars.
- With Extended Warranty, the length of your warranty can be matched for up to 1 additional year when you use your American Express® Card for eligible purchases that come with an original U.S. manufacturer’s warranty of 5 years or less. Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
- Getting into your rental car can be the start of a great vacation. When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.
- Up to 5% Cash Back at U.S. supermarkets, U.S. gas stations & select U.S. drugstores (Everyday Purchases). Up to 1% Cash Back on other purchases. For your first $6,500 in purchases in a reward year, you will earn 1% on Everyday Purchases, and 0.5% on other purchases. After your first $6,500 in purchases, you will earn 5% on Everyday Purchases up to $50,000 and 1% on other purchases. Terms and limitations apply. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back cannot be used to pay your Minimum Due.
- Flexibility to carry a balance or pay in full each month. Balances may accrue interest charges.
Fees and Rates
Foreign Transaction Fee
Annual Percentage Rate