Credit Cards


Estimated Rewards

2 Year NetRewards


Ongoing NetRewards


+ Show Reward Breakdown






Credit Rating Required



Everyday Rewards

1 AARP Point

Special Rewards

3 AARP Points
3 AARP Points

Signup Bonus

100 AARP Points after spending $500.00 within 3 months of opening your card

Features and Benefits

Redeem Rewards

Indulge yourself, you’ve earned it. With the rewards you’ve earned, you can redeem for any of these things:


Get your cash back as a direct deposit to a checking or savings account or a statement credit to your AARP Credit Card from Chase account — whichever is the most convenient for you. Cash back can be redeemed starting at 2,000 points, which equals $20.

AARP Membership

Give yourself or someone you know the gift of AARP membership. Redeem points for a redemption code you can use to join or renew AARP membership.

Gift Cards

Restaurants. Clothing. Movies. Music. There’s a gift card for everyone in our selection. Pick out something for yourself or share these great gift cards with friends and family. Gift cards can be redeemed starting at 500 points, which equals $5.


Redeem for flights, hotels, cruises and car rentals — all with no blackout dates or restrictions. Need help planning your trip? The travel agents at the Chase Travel Center are just a phone call away at 1-855-234-2538.

Make a Difference in Drive To End Hunger

For every purchase you make at restaurants with your AARP Credit Card from Chase, $0.10 will be donated to AARP Foundation in support of Drive To End Hunger, up to $1 Million in 2017.

Service and Protection Benefits

You can use your credit card with confidence, knowing it comes with built-in protection benefits and enhanced security features. And if you ever need personal assistance or have a question about your account, just give us a call — Chase’s customer service team is here for you day and night at 1-800-283-1211.

Chip And Signature Security

AARP Credit Card from Chase with chip provides enhanced security when you make purchases at chip-enabled card readers.

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.

Extended Warranty Protection

Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.

Emergency Card Replacement

Within 24 hours in the U.S. and Canada, if your card is ever lost or stolen.

Zero Liability Protection

Means you won’t be held responsible for unauthorized charges made with your card or account information.

Fraud Alerts

Alerts you of suspicious activity by text message or email.

Fees and Rates

Annual Fee


Foreign Transaction Fee


Annual Percentage Rate


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Estimated Monthly Spend

Include all spend at local and national grocery stores, such as Kroger and Whole Foods. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend related to airline, train, bus, taxi/ride-sharing, and hotels.
Include all spend in restaurants, cafés, and bars.
Include all spend in department stores and speciality retailers. DO NOT INCLUDE spend at supermarkets, such as Target and Walmart.
Include all spend at gas stations.
Include all other spend not covered in the above categories that you might put on a credit card. DO NOT INCLUDE rent and other bills where there is a surcharge for paying with a credit card.
Monthly Spend:
Annual Spend: