The Student Loan Crisis–How Did We Get Here? Part I: The Purpose of Universities

If you don’t know by now, the student debt crisis is indeed real. More than 44 million Americans hold student loan debt, with over 71% of the most recent graduating class having an average educational debt of $39K. Over 63% of millennials with at least a 4-year degree have student loan debt of $10K or […]

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The Ultimate Guide to Student Loan Refinancing

About $300B of outstanding student loans (or roughly 25% of all outstanding student loans in repayment) are estimated to qualify for refinancing at lower interest rates. Yet, only 2-3% of that balance was actually refinanced last year. Given that refinancing is the only way to reduce interest rates, why is it that so few people actually […]

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Forgiveness After Income-Driven Repayment Plans

In this article we review the various forgiveness after income-driven repayment plans that are available.


Teacher Loan Forgiveness

In this article we discuss forgiveness under the Teacher Loan Forgiveness Program.


Federal Perkins Loan Cancellation And Discharge

In this article we review cancellation and discharge for Federal Perkins Loans.


Public Service Loan Forgiveness (PSLF)

In this article we discuss the Public Service Loan Forgiveness program.


How To Get Out Of Default

In this article we discuss the two options available for getting out of default; loan rehabilitation and loan consolidation.

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Non Income-Driven Repayment Plans

In this article we take a look at the four principle non-income driven repayment plans for federal student loans. We examine each plan in turn and weigh up their pros and cons.

Income-Driven Repayment Plans

In this article we review each of the income-driven repayment plans for federal student loans and explain their pros and cons as well as the application process.

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Repayment Options For Private Student Loans

In this article we examine repayment plans for private student loans. We explore some of the key considerations you should be aware of when thinking about private loans and discuss the key differences between the plans on offer.

How To Avoid Defaulting On Your Student Debt

In this article we go through the various steps you can take to avoid defaulting on your student loans.

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