Reward Programs

Discover Rewards Program Overview

Overview The Discover Cashback Bonus program works as advertised: 5% back on purchases within rotating categories (up to the quarterly maximum) and 1% back on everything else. What’s more, Discover operates an online shopping mall, Discover Deals (formerly “ShopDiscover”) that includes deals that earn cardholders up to 20% cash back. What exactly are the points […]

Marriott Rewards Program Overview

Overview Marriott Rewards points are earned primarily through card spend and hotel stays, the latter of which can result in massive bonuses, but also through purchases with Marriott’s partners (e.g. Hertz). The Marriott Rewards program includes three Elite levels: Silver (reached after 10 qualifying nights): 20% bonus on points for stays, and more Gold (reached […]

United MileagePlus Rewards Program Overview

Overview United’s MileagePlus program enables members to earn points that can be redeemed to book travel on United or any of its partner carriers. In addition, members can use miles for car rentals, shopping, magazine subscriptions, and more. What’s more, United co-branded credit cards offer automatic elite status to cardholders. Premier Silver Premier Gold Premier […]

Ritz Carlton Rewards Program Overview

Overview Points can be earned with the Ritz-Carlton Rewards program via hotel stays or dollars spent with your Ritz-Carlton Rewards Credit Card. Members earn 10 points or 2 airline miles per dollar spent on hotel bookings. The program comprises three Elite levels: Silver Elite (10 Elite nights or 1 meeting): No cardholder benefits Gold Elite (50 Elite […]

Southwest Rapid Rewards Program Overview

Overview The Southwest Rapid Rewards program enables budget-minded travelers based in the United States to earn points on flights to major cities in North America. As a Rapid Rewards member, points can be earned for dollars spent on Southwest flights, as well as with the carrier’s rewards partners (e.g. hotels, car rental agencies). The program […]

Bank of America Rewards Program Overview

Overview Points earned with Bank of America can be redeemed through the credit card issuer’s program (“BankAmericard” or “World Points”) for travel, gift cards, cash back, special events, and more. The typical redemption rate is approximately 1 cent per point, though this rate varies widely, as points are often redeemed for as little as 0.5 cents […]

Starwood Preferred Guest (SPG) Rewards Program Overview

Overview The SPG program caters mainly to businesspeople who travel throughout the United States, Asia, and Europe, though Starwood is rapidly growing its presence across other parts of the world. Members of the program fall into three tiers: Preferred Guest (no requirements): 2 points per dollar spent at Starwood hotels, and more Gold Preferred Guest […]

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